S4A: Scheme for Sustainable Structuring of Stressed Assets

In June 2016, RBI had launched the S4A or Scheme for Sustainable Structuring of Stressed Assets for in an attempt to lift banks out of the morass of stressed loans. But, the scheme came with riders, which posed challenges and as a result, very few borrowers have made the cut. In order to improve the implementation of Scheme, in October 2016, RBI tweaked certain S4A norms. Let’s look at the scheme and norms Continue Reading

Andhra Pradesh, Telegana Top in Ease of Doing Business

In recently released, World Bank’s Ease of doing Business Report 2017 India stood at 130th position in the world. Now, a sub-ranking of India’s States on the same Ease of doing business 2015-16 has also been released and Andhra Pradesh and Telangana have jointly topped the list. Important Observations from the Report: Four of the seven States with the lowest income levels in India have made it to the top 10. These Continue Reading